Facilities
Deposit
1. Fixed Deposits
| Interest rates w.e.f. |
| 15 days to 29 days |
|
| 30 days to 45 days |
|
| 46 days to 90 days |
|
| 91 days to 180 days |
|
| 181 days to 364 days |
|
| 12 months 2 years |
|
| 25 months to 36 months |
|
| 37 months and above |
|
| 1% extra for senior citizen |
2. Re-investment accounts
3. Savings Bank Deposits, interest @ 3.5% per annum on daily balance
4. Current Accounts
5. Recurring Deposit
Loan and Advances
1. Equitable Mortgage Loan: Loans up to _____ lakhs are sanctioned. The period of loan is up to five years.
2. Personal Surety Loan: Loans up to 25000/- one principal borrower and two sureties are to be involved in this scheme. The repayment period is up to two years.
3. Gold Loan: For the convenience of the customers there are three schemes
a. Business gold loan – period one monthb. Gold loan special – period three monthsc. Gold loan ordinary – period six months
4. Cash credit a. Deposit cash creditb. Gold cash creditc. Cash credit based on collateral
5. Deposit Loans: 80% of the deposit amount can be taken as loan
